Businesses can raise funds through various sources, such as angel investors, venture capital, crowdfunding, bank loans, government grants, and private equity funding.

Depending on their risk appetite, beginners can start with mutual funds, ETFs, blue-chip stocks, fixed deposits, and index funds.

You can save tax through deductions like Section 80C (PPF, ELSS, LIC), HRA, home loan interest, medical insurance, and capital gains exemption.

Essential insurance includes health insurance, life insurance, auto insurance, home insurance, and business insurance.